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This economy has presented some of the greatest challenges most of us have seen in our lifetimes. Unacceptable levels of unemployment, unprecedented numbers of loans in default, foreclosures even in the real estate havens of California and New York. With challenge, however, come opportunity and a chance to review current practices looking for better ideas […]

A recent Wall Street Journal article attempted to dispel the myth of an impending retirement crisis in the United States (Biggs, 2019).   The facts conveyed included that most private sector employees are well prepared for retirement; having saved and invested for many years with both employer-sponsored plans and Individual Retirement Accounts.  Recent data indicates […]